Bank Charges

After all those foreclosures and $5 ATM fees, we thought we couldn't hate banks any more. But now some banks have come up with even sneakier ways to stick it to us. A "human teller" fee, a fee to go to a physical bank and interact with a live person versus banking online; a "returned mail" fee if a notice or bank statement sent to you is returned because you moved; charges to redeem credit or debit card reward points; and a "cash deposit fee" for making large currency deposits into your own account all of these may be in the works.